Coverage that keeps you moving
Whether you're commuting, road-tripping, or driving the kids to practice, we build auto policies around how you actually drive — with the right mix of liability, collision, and comprehensive from the nation's top carriers.
Everything your policy can include
-
Bodily Injury Liability
Pays for injuries you cause to others in an at-fault accident, up to your limits.
-
Property Damage
Covers damage you cause to another person's vehicle or property.
-
Collision
Repairs or replaces your vehicle after a collision, regardless of fault.
-
Comprehensive
Covers non-collision losses — theft, vandalism, hail, fire, and animal strikes.
-
Uninsured Motorist
Protects you when the other driver has no insurance or too little coverage.
-
Medical Payments / PIP
Covers medical bills for you and your passengers after an accident.
-
Roadside Assistance
Towing, jump-starts, flat-tire changes, and lockout service when you need it.
-
Rental Reimbursement
Pays for a rental car while your vehicle is being repaired after a claim.
-
Gap & Classic Car
Loan/lease gap coverage plus specialty policies for collector and classic cars.
Ways to save on auto
- Multi-policy (bundle home + auto)
- Multi-vehicle discount
- Safe driver & accident-free
- Good student & young driver
- Telematics / usage-based programs
- Paid-in-full & paperless
- Bundle & Save
- Safe Driver
- Good Student
- Telematics
- Anti-Theft
Auto rates by coverage
| Coverage Level | Best For | Est. Monthly |
|---|---|---|
| State Minimum | Budget drivers | $59 |
| Full Coverage | Most drivers | $109 |
| Full + Add-Ons | New vehicles | $139 |
| Multi-Car Bundle | Families | $169 |
*Sample rates for illustration only. Your premium depends on driving record, vehicle, location, and coverage choices.
Questions, answered
-
Q.What does "full coverage" mean?
It typically combines liability with collision and comprehensive — protecting both others and your own vehicle.
-
Q.Do I need uninsured motorist coverage?
We strongly recommend it. It protects you when an at-fault driver has no insurance or insufficient limits.
-
Q.Will one accident raise my rate?
It depends on fault and history. We shop multiple carriers to find the best rate for your situation.
-
Q.Can I insure a classic car?
Yes — we work with specialty carriers that understand collector and classic vehicles.
